Obamacare Claims Another Victim as Company Forced to Close Down

Chiropractic clinic in Pennsylvania can no longer afford to operate

Paul Joseph Watson
Infowars.com
October 2, 2013

A chiropractic clinic in Pennsylvania has become the latest victim of Obamacare, being forced to close down as a result of receiving reduced payments from insurance companies.

Image: Restored Balance.

The Restored Balance chiropractic clinic in York, Pennsylvania closed its doors on September 27, four days before the launch of nationwide online Obamacare exchanges.

The reason given for the closure of the business was outlined in an email that a patient forwarded to Infowars:

“The most recent changes in ObamaCare impacted how Restored Balance got paid by insurance companies for the services we rendered. The reduced payments were not substantial enough to cover the cost of the labor, overhead expenses, and other liabilities incurred by the business. We sought to combat this insurance impact my shifting to a cash-only practice but too many of our clients relied solely on their insurance to cover our services and ceased coming. Restored Balance DID NOT close due for any other reasons than those stated above,” the email states.

Restored Balance served around 1400 patients before it was forced to close down.

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Are Things Getting Better or Worse?

Photo credit: adriansundeaddiary.com

Commentary By:  Gordon King

What do you think?  Are things in the world getting better or worse?  By things I mean the economy, politics, healthcare, food supply, peace, safety and security.

Are we better off today then we were twenty years ago?  How about ten years or even five years ago?

I don’t know about you, but I see things getting much, much worse.  As a matter of fact, many things are getting to the point of no return. 

The world economy is in shambles and at the brink of collapse.  What in the world is holding up the stock market?  Nothing!  Unemployment continues to rise as the homeless population continues to rise.

The political world is anything but getting better.  World leaders are being overthrown.  Nation is rising against nation.  Political uprisings are occurring all over the globe without an end in sight.

Healthcare around the world is also becoming a luxury item for many.  While the price of healthcare rises each day, the average person is seeing a smaller and smaller paycheck.  ObamaCare is a joke and is bringing companies to their knees.

The world food supply is now threatened by massive storms, fires, floods and drought.  Monsanto is quickly controlling and genetically manipulating the seeds needed to produce food for a starving world.

Peace in the world seems unimaginable at this time, while the United States is attempting to foster a peace agreement between Israel and the Palestinians.

Safety and security seem to be magic words these days.  I see anything but safety and security in America or the world.  Violence and evil are replacing kindness and good.  Murder, violence, chaos and mayhem are all on the rise.  Not only are they on the rise, but in much more heinous acts of violence.

All of these things are spoken of by Jesus, his disciples and old testament prophets in the bible.  For example: Matthew chapter 24, 2 Timothy 3, Luke 21, Revelation, Isaiah, Daniel.

All of these things which I have spoken about are prophetic events to take place in the time of the end.  The time we are now living in.  They are a testament to God.  That God is real, alive and true.  They are also a warning to the world of what is coming.

This is a warning call to the world.  Take heed.  Listen to what I am saying.  Listen to what God is telling us. 

He is telling us that time is short.  That the day is quickly coming for the rapture of the church.  For God’s wrath to be poured out upon the world in judgement of sin and unbelief.  For turning away from Him.  For worshiping false gods and idols. 

You are either for God or against God.  You have a decision to make.  What will it be?  God is speaking to you right now.  He is asking you to come to him.  To choose him as your Lord and Savior.

You will either burn in Hell for eternity or live with God in peace, love and abundance for eternity. 

As for me, I choose God.  The God of Abraham, Issac and Jacob.  The Father of Jesus the Messiah, Lord and Savior of the world. 

Click Here to Accept Jesus as Your Personal Lord and Savior!

Medicare increase could ding some in middle class

Retired city worker Sheila Pugach lives in a modest home on a quiet street in Albuquerque, N.M., and drives an 18-year-old Subaru.

Associated Press

WASHINGTON —Retired city worker Sheila Pugach lives in a modest home on a quiet street in Albuquerque, N.M., and drives an 18-year-old Subaru.

Pugach doesn’t see herself as upper-income by any stretch, but President Barack Obama’s budget would raise her Medicare premiums and those of other comfortably retired seniors, adding to a surcharge that already costs some 2 million beneficiaries hundreds of dollars a year each.

Due to the creeping effects of inflation, 20 million Medicare beneficiaries also would end up paying higher “income related” premiums for their outpatient and prescription coverage over time.

Obama administration officials say Obama’s proposal will help improve the financial stability of Medicare by reducing taxpayer subsidies for retirees who can afford to pay a bigger share of costs. Congressional Republicans agree with the president on this one, making it highly likely the idea will become law if there’s a budget deal this year.

But the way Pugach sees it, she’s being penalized for prudence, dinged for saving diligently.

It was the government, she says, that pushed her into a higher income bracket where she’d have to pay additional Medicare premiums.

IRS rules require people age 70-and-a-half and older to make regular minimum withdrawals from tax-deferred retirement nest eggs like 401(k)s. That was enough to nudge her over Medicare’s line.

“We were good soldiers when we were young,” said Pugach, who worked as a computer systems analyst. “I was afraid of not having money for retirement and I put in as much as I could. The consequence is now I have to pay about $500 a year more in Medicare premiums.”

Currently only about 1 in 20 Medicare beneficiaries pays the higher income-based premiums, which start at incomes over $85,000 for individuals and $170,000 for couples. As a reference point, the median or midpoint U.S. household income is about $53,000.

Obama’s budget would change Medicare’s upper-income premiums in several ways. First, it would raise the monthly amounts for those currently paying.

If the proposal already were law, Pugach would be paying about $168 a month for outpatient coverage under Medicare’s Part B, instead of $146.90.

Then, the plan would create five new income brackets to squeeze more revenue from the top tiers of retirees.

But its biggest impact would come through inflation.

The administration is proposing to extend a freeze on the income brackets at which seniors are liable for the higher premiums until 1 in 4 retirees has to pay. It wouldn’t be the top 5 percent anymore, but the top 25 percent.

“Over time, the higher premiums will affect people who by today’s standards are considered middle-income,” explained Tricia Neuman, vice president for Medicare policy at the nonpartisan Kaiser Family Foundation. “At some point, it raises questions about whether (Medicare) premiums will continue to be affordable.”

Required withdrawals from retirement accounts would be the trigger for some of these retirees. For others it could be taking a part-time job.

One consequence could be political problems for Medicare. A growing group of beneficiaries might come together around a shared a sense of grievance.

“That’s part of the problem with the premiums – they simply act like a higher tax based on income,” said David Certner, federal policy director for AARP, the seniors lobby.

“Means testing” of Medicare benefits was introduced in 2007 under President George W. Bush in the form of higher outpatient premiums for the top-earning retirees. Obama’s health care law expanded the policy and also added a surcharge for prescription coverage.

The latest proposal ramps up the reach of means testing and sets up a political confrontation between AARP and liberal groups on one side and fiscal conservatives on the other. The liberals long have argued that support for Medicare will be undermined if the program starts charging more for the well-to-do. Not only are higher-income people more likely to be politically active, but they also tend to be in better health.

Fiscal conservatives say it makes no sense for government to provide the same generous subsidies to people who can afford to pay at least some of the cost themselves. As a rule, taxpayers pay for 75 percent of Medicare’s outpatient and prescription benefits. Even millionaires would still get a 10 percent subsidy on their premiums under Obama’s plan. Technically, both programs are voluntary.

“The government has to understand the difference between universal opportunity and universal subsidy,” said David Walker, the former head of the congressional Government Accountability Office. “This is a very modest step toward changing the government subsidy associated with Medicare’s two voluntary programs.”

It still doesn’t sit well with Pugach. She says she’s been postponing remodeling work on her 58-year-old house because she’s concerned about the cost. Having a convenient utility room so she doesn’t have to go out to the garage to do laundry would help with her back problems.

“They think all old people are living the life of Riley,” she said.

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